Bitfinex funding not filling? Six checks in the right order

First identify whether lending is blocked at connection, submission or matching. Each needs a different fix; repeatedly recreating keys does not solve weak borrowing demand.

Check four stages: connection credentials and IP, bot currency and subscription, available funds and limits, then matching rate, term and demand.

Start with the observed state

State	Next check
Connection failed	Credentials, required permissions and IP
No offer submitted	Activation, funds and limits
Pending offer at exchange	Rate, duration and demand
Partial fill	Lent portion versus remaining offer
Filled but no interest shown	Crediting schedule and synchronization

1. Verify the key

Test and confirm it is enabled. Bitfinex needs Wallets and Account History reads plus Margin Funding read/write. Do not enable transfers or withdrawals to troubleshoot. Distinguish authentication failures from an unavailable exchange.

2. Check the right bot

Confirm exchange, currency and running state. An enabled key is not a running bot; viewing USDT does not start USDT lending.

3. Check available Funding Wallet funds

Total assets may include other wallets, active loans or committed offers. Meet the exchange minimum, published as USD 150 equivalent, and the tool’s currency floor. Small repayments can temporarily leave less than the minimum available.

4. Check limits

Review subscription validity, exchange allowance, overall lending cap and your own currency limits. A positive exchange balance does not prove remaining lending capacity.

5. Check compatible terms

A high supply quote is not borrower demand. Rate and duration both matter: a two-day offer cannot satisfy demand requiring a longer term. Accept a longer commitment only if it fits your liquidity needs.

6. Check execution timing

Scheduling, API processing and matching take time. Inspect the last execution and maintenance notices before repeatedly changing settings. Give support the exchange, currency, time and redacted error information, never credentials.