LendPace Plans: Basic, Pro, and VIP Compared
Three Plans, One Goal: Maximize Your Lending Returns
LendPace offers three subscription tiers — Basic, Pro, and VIP — each designed for a different type of lender. All plans share the same core features: the IBRR algorithm, 24/7 automation, non-custodial security, and dashboard analytics. The differences come down to lending limits, exchange count, and execution speed.
Feature Comparison
| Feature | Basic | Pro | VIP |
|---|---|---|---|
| Price (Quarterly) | $23 | $50 | $100 |
| Price (Yearly) | $92 | $200 | $398 |
| Lending Limit | $10,000 | $100,000 | $200,000 |
| Exchanges | 1 | 2 | 3 |
| Execution Interval | 20 minutes | 15 minutes | 10 minutes |
| IBRR Algorithm | Yes | Yes | Yes |
| 24/7 Automation | Yes | Yes | Yes |
| Non-Custodial | Yes | Yes | Yes |
| Dashboard Analytics | Yes | Yes | Yes |
Basic: The Starting Point
Basic is ideal if you're new to automated lending or working with a portfolio under $10,000. At $23 per quarter ($92/year), it's a low-commitment way to experience the IBRR algorithm with one exchange and a 20-minute execution interval — plenty for steady, consistent returns.
Best for: Beginners, portfolios under $10,000, single-exchange lenders.
Pro: The Sweet Spot
Pro is the most popular plan for a reason. At $50 per quarter ($200/year), it unlocks a $100,000 lending limit and 2 exchanges — run bots on multiple exchanges at the same time with unlimited currencies on each, without leaving funds idle.
The 15-minute execution interval is the key upgrade. Bitfinex rates spike sharply during high demand, and faster execution captures those higher rates before they normalize. For portfolios in the $10,000–$100,000 range, improved rate capture alone can cover the subscription cost.
Best for: Active lenders, $10,000–$100,000 portfolios, multi-exchange strategies.
VIP: Maximum Performance
VIP is for serious lenders. With a $200,000 lending limit, 3 exchanges with unlimited currencies on each, and a 10-minute execution interval, it provides the most responsive automation available.
At $100 per quarter ($398/year), VIP is built for lenders managing large portfolios. Faster execution becomes increasingly valuable at larger amounts — a few basis points of difference on $100,000+ adds up quickly over a quarter.
Best for: High-volume lenders, portfolios over $100,000, those who want every edge.
How to Decide
Ask yourself four questions:
- How much am I lending? Under $10,000 — Basic. Between $10,000 and $100,000 — Pro. Over $100,000 — VIP with its $200,000 limit.
- How many exchanges do I need? If you lend on multiple exchanges, Pro (2) or VIP (3) puts everything to work.
- Does execution speed matter? Shorter intervals capture rate spikes more effectively. If you want the best rates, faster execution pays off. See how the IBRR algorithm works for details on rate optimization.
- Does the plan pay for itself? Even a modest portfolio generates enough interest to cover the subscription. The larger your balance, the more premium plans justify their price through better rate capture.
Payment and Extras
Subscriptions are paid in USDT on the Solana network, with quarterly and yearly billing. Yearly plans save about 25% compared to paying quarterly. Our referral program gives your friend 7 bonus days when they sign up with your code.
Still Not Sure?
Start with the plan that matches your current portfolio — you can always upgrade as your lending volume grows. Visit the pricing page to get started.
Frequently Asked Questions
Can I upgrade or downgrade my plan at any time?
Yes. Plan changes can be made from your dashboard at any time. When upgrading, the price difference is prorated for the remainder of your current billing period. Your bot configuration carries over seamlessly to the new plan.
Does the execution interval really matter?
Yes, especially for larger portfolios. Bitfinex rate spikes can last just minutes. A 10-minute interval (VIP) captures more of these windows than a 20-minute interval (Basic). The difference adds up significantly over a quarter, particularly on portfolios above $50,000.
What happens if my portfolio exceeds my plan's lending limit?
Only funds up to the plan limit are managed by the bot. Any excess remains idle in your Bitfinex funding wallet. If your portfolio has grown beyond your current limit, upgrading to a higher plan puts the full amount to work.
Is the yearly plan worth the upfront cost?
Yearly plans save about 25% compared to paying quarterly. If you plan to use LendPace for more than three quarters, the yearly option provides better value. You can start quarterly and switch to annual at your next renewal.
