Lending Bot
Automated Margin Funding
Maximize your passive income on Bitfinex with our proprietary IBRR algorithm. Automatically calculate and place optimal funding offers in real time.
IBRR Algorithm
Instant Best Return Rate
Read Funding Book
Analyze the full bid/ask depth on Bitfinex funding markets in real time.
Analyze Rate Distribution
Map the current market rate landscape to identify optimal pricing zones.
Compute Optimal Rate
Balance fill probability, wait time, and expected return to find the best rate.
Dynamic Adjustment
Continuously adjust offer rates based on market momentum and changing conditions.
Two Operating Strategies
From conservative to aggressive — find your rhythm.
- Higher rate aggressiveness
- Flexible period: 2-30 days
- Best for: maximizing APR
- Conservative rate positioning
- Fixed 2-day period
- Best for: consistent deployment
Supported Currencies
Fund in the currency that suits your strategy.
USD
Recommended — higher demand
USDT
Stablecoin alternative
Exchange supported: Bitfinex Margin Funding
IBRR vs Manual Lending
See how automated optimization compares to manual rate-setting.
IBRR Automated
- Real-time rate optimization
- Dynamic market momentum adjustment
- 24/7 monitoring without manual intervention
- Expected APR: 8-20%
Manual Lending
- Fixed rate with no dynamic adjustment
- Requires constant market monitoring
- Often misses optimal rate windows
- Typical APR: 3-8%
Risk Warning
Market price volatility may prevent liquidation at the listed rate. In extreme conditions, funding providers could experience losses. While this has not historically occurred, users should understand the risks. Past performance does not guarantee future results.